getting old me. These are the reading glasses i bought for £1 . strength 1.0 I like them because they look like ordinary glasses instead of half moon.
getting old me. These are the reading glasses i bought for £1 . strength 1.0 I like them because they look like ordinary glasses instead of half moon.
I wonder whether my present bank, first direct,(it is an internet bank) knows i am a careful customer and wont abuse this facillity. That is why it allows me to overdraw by £250 on my currant account without penalty. Theoretically, i can from now on incur a minus balance up to £250 and not have to pay interest on it either. But even though i can, I still dont. Habits die hard and i am still very loathe to go too much overdrawn. What this facillity do is to make me less meticulous about keeping the currant account always in credit.
If the insurance companies treats everyone the same, premiums will go up for everyone, and it will penalise the prudent and careful houseowner who did not claim, whilst the one who claims all the time gets a lot of benefits without any penalties. So u will have the situation where everyone subsidises the few who are mavericks.
Actually, if u r really wise, u wont bother to have flood insurance, but spend the insurance money on watertight seals to the bottom half of ur doorway or make ur doors waterproof. That way u wont have flood waters getting into the house. You prevent it happening, rather than the stupid way... wait for it to happen and claim the insurance.
It is the same with bank accounts. All of us careful account holders will have to subsidise those reckless people. That would be really unfair.
Right now, allready tax payers and ordinary people have to pay for the propping up of the banking system by govts. That is manifestly unfair. There should be a tax on all investment transactions for the banks and financial services to pay for this subsidy. That is why i am all for the Tobin tax.


I went to sleep early that night but woke up at about midnight and thought of going online in the lounge. My gaze fell on the tea trolley there, and i took a closer look. I noticed that the protruding rods at the top shelf were really screws. The lower trays were held by screws. Without the upper tray the whole thing was very wobbly. And it occurred to me that i could unscrew the middle tray and bring it up and make this a two tier tea trolley instead of a 3tier one. It would serve my purpose better in fact if it were a two tier trolley and as it came to prove, it was more stable too.
So I did it. And it is much more effective as there is a lot more space and easier to put in and get out the things in the lower tier.
I am delighted at the new look of this tea trolley and at my ingenuity.
I realise it looked like the two tier tea trolley I inherited from the previous owner of my flat. They left it behind when they moved. I had been using it all these years as a shelf for keeping odds and ends and things. And I realise this new found trolley can also double as a shelf for things when it is not being used as a tea trolley.
Talking of coincidences, my shag today have mutual friends that we know.
I was passing the recycling bins in the housing estate where i live, and picked up a strap. It looked useful but when i examined it, it was not quite what i was looking for. I was looking for a strap to carry a case, this one looks like it is to bind a toddler. Anyway i turned back and returned it to the recycling bins, and then retracing my steps i saw this woman wearing a short mini skirt and a fur hooded top standing in the dark by the building. She is a lady of the night, (as they say. Though I did not approach her to verify it, as i did not want to waste her time and be mistaken for a customer).He was waiting for a friend who is a member to introduce him but his friend did not turn up so he had the interview anyway. He was quoted £42.50 a month for the lowest. later i told him that he can get a off peak membership and he asked the interviewer, and she said it will cost him £35 a month. so it looks like my tariff of £26 a month is not available anymore.
It's quite fun to chat with guys who are at the lounge. A few days ago i chatted with a chinese guy from shanghai. I noticed him because he was drinking his coffee with great gusto as if he had not had coffee for ages. haha. slurping it long and hard. he just arrived 1month ago to study an MBA, it will be 2yr course, and he is staying in Crystal Palace in south london, paying £60 a week but sharing a room with a roommate who he says keeps him awake always playing computer games. So i told him of my friend who lives in his flat near crystal palace who has a room for rent.. he said he is interested, so i contacted my friend, who said his present lodger is leaving in dec, so i gave them each other's contact number.
its strange that the gym dont have a members' notice board but on second thoughts maybe it is not strange. I guess they dont want us to start exchanging notes and find out the different costs of tariffs, etc. or find gym partners, as that will affect the business of the personal trainers they have hired to give one to one training; and there is no incentive for them to provide an advertising board for members to advertise.
Added. Simon asked me what i want from the chinese takeaway, as he fancied ordering some. I looked at the menu trying to find something that i cannot cook myself, and found nothing. So told him i will just take some of what he orders but primarily i m going to cook rice with the steamed minced pork on top, and that will do me. (That dish will cost 50p and it can feed 2-3people.)
he ordered noodle dishes , two of them, and prawn balls but instead of the usual sweet and sour sauce that comes with it, he wants curry sauce. To me it is a weird combination, but ah well, that is how the english eats chinese, mixing and matching in the strangest of combinations. The take away people will follow what he wants, for after all the customer is always right. haha.
Frankly, i think the price of the dishes at £4 each is expensive for what it is, after all noodle dishes are real cheap to cook, but i did not say anything to simon as I dont want to take their business away. Afterall, takeaway businesses must make money, and i dont begrudge them making money. Simon can well afford it haha. and what is more, right now he craves eating some chinese food. I remember they do a good noodle dish, with what the chinese call 'wok hey'. It is something that a good cook can do with a really hot wok.
I am thrifty with myself, but i dont discourage others from spending their money however they like, even though i personally may think it is not good value. I always remember that I must be neutral on this, because the person who is doing the business has put in good money and time and deserve to make a good living out of it. And if others want to buy from him, so be it.
That is why I sometimes dont tell others about bargains that i find. The business have to make money, and if there are people who are rich enough not to bother with buying reduced priced goods, let them do so, and subsidise us who want these reduced prices.
That is why I hope those who can afford private medical treatment do so, and free the nhs for those of us who dont want to go private. The general thinking is everyone must support the nhs and not have it provide a two tier system of care, but i personally feel if u can afford it, dont use the nhs, but go private, so that u free the nhs to treat others who are not so rich as u.
i know a lot of people dont think like that. They resent that rich people can jump the queue, or be able to get special treatment just because they can buy it. I dont mind. i consider a rich person going private and not using the nhs will mean another place available for a nhs patient.
Added. one of the noodle he ordered is a crispy noodle, but he was disappointed that it was not crispy. The sauce softened it. I suggested that next time he might ask them to put the sauce in a separate container. It might work, or it might not, because the noodles could soften during transit. these things have to be eaten straight away.
it is strange that his actions belie his feelings. Ever since he has been here, he has been very busy, chatting on the phone to lots of his friends, who seem to all want to meet him, and he says he has got a lot of support from them, and so i had thought he likes these things, being busy, busy. But he tells me in our talk that if he has his rathers, he would just like to be alone in his house, never go out and meet people, just stay at home. And all this while i had thought he wants the busy life and be always on the go.
I got tired just seeing him rushing about.
What surprise me is if he really wants a quiet life, why dont he? but then, i do notice many people say one thing and do another. A clue to this behaviour may be from something he said, that he do not think it is healthy to stay at home and be alone.
I thought it is normal, haha. I like staying at home, and not meet anyone at all. What bliss. But he said it is bad. hmm is it? if it is , why is it bad?
I remember a friend calling me a long time ago, to ask me if i am alright? Asking me to go to his party out of town and when i said 'no, i rather not', asking if everything is alright because he thinks i might be depressed. He said he has noticed i like to stay at home a lot and not do anything. hmm. i was a bit taken aback when he said it, because i did not feel depressed at all, but then when he suggested it, i wondered maybe i am depressed without knowing it. Is that possible? Then luckily i got back my sanity, and realise what nonsense. This is the kind of pseudo speak indulged in by psychotherapists that may have made paranoids out of perfectly normal people. hahaa.
So maybe my friend john M may also have been talking to these psychotherapists who may have put it in his head that time spent on his own will lead him dangerously on the slippery slope to depression. Who knows. really. And may be for some people it is a slide to depression. it is difficult to judge whether it is a symptom or a desire; without really getting to know that person really well, even then we can only hear what he says and he may not know anything at all as to how he really feels, and may just say things he thinks u want to hear.
My view is be honest with yourself, if you are really happy being on your own, then it is ok. just ignore all those who darkly hint that u might be on the verge of depression. haha.
this naked area is a throwback of the olden days when nudists wants to have special areas where they can be naked without being stared at.
As it is, the present naked area is enclosed by walls, and so it is not a very nice place to be in, esp in summer when it can get v hot, what with the concrete flooring. In winter it might be ok, being enclosed from the winds.
The trouble with uk is that it is too cold to go naked outdoors. Unlike germany, which has been cited as a great place for nudists, (they even have a so called 'english garden' where u can be naked and it is all unenclosed), uk is too cold even in summer. Why the germans think nakedness is associated with the english to make their english garden naked, may just be coincidence. that garden may just be private enough for it. It does not mean it is suggesting being naked is a english thing.
I have signed the petition to extend it, but I am not too upset that it is not approved. In uk, nakedness will have to be done indoors(in our homes or in clubs/pubs); or in enclosed spaces. It is too cold to do it outdoors.
Anyway, the courts have clearly ruled that public nudity is not illegal, so we could find any secluded spot and go naked so no need to have a enclosed space. This space may only be good for those nudist who want to be naked but dont want people to see them naked or dont want to offend other people with their nakedness. Frankly, I find these nudists who are so afraid of others seeing them naked should just do it at home or join a nudist club where they can hide away inside it.
Well, there is a big disagreement amongst nudists about this. bare it at let anyone see u naked, or hide away in specially designated areas where everyone must be naked. Perhaps it will be nice to have both options.
those of the general public who dont want to see naked people may well feel hard done by as they dont seem to be listened to. They do have a grievance, but then so many of us have to tolerate seeing things we dont like to see, haha, they will just have to join the queue. haha.

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